New Year’s Resolutions Continued…

As we have already discussed, health and wealth are closely related because healthier individuals miss work less and are also more productive and energetic. Well, before you make your resolution to actually use that gym membership you pay for, consider canceling it all together!

“Now that would save some money,” you might think, “but then what about the health part?” The answer: the great outdoors! Thousands of Americans overpay for gym memberships each year and to be quite honest, whether you are using it or not, there is a much cheaper option. Continue reading “New Year’s Resolutions Continued…”

New Year’s Resolutions

With 2010 coming to a close, many people are looking toward a healthier and more frugal 2011. In fact, two of the most popular New Year’s resolutions year after year are to become a healthier individual and to improve one’s finances.

Health and wealth can go hand in hand. Studies show that healthier individuals miss work less and also are more productive on the job, resulting in more money.

Also, unhealthy habits like candy, cigarettes and fast food are costly! Cutting back on these unhealthy items can add to your wallet! Continue reading “New Year’s Resolutions”

A Frugal Holiday Season

Consider these ideas when getting ready for the holidays!

  • Buy in bulk. Instead of buying lots of expensive gift bags, buy a package of plain, colored paper bags and save money! For wrapping paper, try to find deals like buy one roll of paper and get another free. Also, reusing bags is always a great option.
  • Use scrap paper. Save scraps of wrapping paper that are large enough for the smaller gifts, rather than wasting this paper and throwing it away.
  • Make your decorations. Are you having guests over to your home? Decorate your house with homemade ornaments and decorations. When setting a table, use items around your house, maybe even from outside. You can use flowers, pine cones, even leaves to decorate the center piece. Just make sure all items are in good condition and table ready! Continue reading “A Frugal Holiday Season”

Year-End Tax Tips

As reported on abcnews.com, here are some tips on savings for the upcoming tax season: Invest in a retirement fund – most tax experts suggest this because it is an easy deduction. Taxpayers may invest in an IRA account until April 15 or a 401k plan until December 31. Charitable giving – this is good for your taxes and society. Taxpayers can deduct most charitable … Continue reading Year-End Tax Tips