The Need for Emergency Savings

Are you financially prepared for unexpected emergencies? If you aren’t, you are not alone. According to a recent survey published by bankrate.com, only 24% of Americans have the recommended amount of money set aside in emergency savings. The recommended amount to be used as a cushion for emergencies and unexpected expenses is at least six months’ worth of expenses. The survey also reported that another … Continue reading The Need for Emergency Savings

Five Ways to Ruin Your Financial Life

Many of times we don’t consider the everyday aspects of life and how they may impact our finances. There are major mistakes that people make all the time that jeopardize their financial careers. Here are five mistakes that are easily avoidable: Excessive spending and debt – Many people use credit cards to pay for items they cannot really afford. Most of the time, people don’t … Continue reading Five Ways to Ruin Your Financial Life

Have a Fabulous Father’s Day without Spending a Fortune!

With Father’s Day just day just a few days away, it is time to scramble up some plans to make him feel special. Here are some ways to easy ways to treat your dad without spending a fortune! Spend the day doing his favorite outdoor activities – Put that messy garage to use and find his favorite outdoor equipment. It could be as simple as … Continue reading Have a Fabulous Father’s Day without Spending a Fortune!

How You Should Pay Off Your Student Loan

We realize that this is a long post, but for anyone struggling with student loan debt, it is worth the read. For recent graduates, the stress of paying off a student loan can become nerve-wracking. As we mentioned in last week’s post, some student loans are interest-free for the first six months. If your income can allow you to do so, then paying them off … Continue reading How You Should Pay Off Your Student Loan