Holiday Payback – Part 3

As the first month in 2012 is coming to a close, how are your finances looking after the 2011 holiday season? Are you making a conscious effort to pay back that debt? To finish up our series on how you can save to reduce your debt, try out these few tips to get back into gear! Pass on extended warranties. When offered an extended warranty … Continue reading Holiday Payback – Part 3

Holiday Payback – Part 2

With the 2011 holiday season being deemed a retail “success,” people are struggling with their debt in January 2012. Continuing with last week’s post, here are some ways to cut back reasonably painlessly in order to pay down your debt. Stop buying bottled waters or sodas – Instead of using the vending machine at work or school; buy a 12 or 24 pack of waters … Continue reading Holiday Payback – Part 2

Save Money & Eliminate Post-Holiday Debt – Part I

In December, many people loosened their spending reigns and jumped into the spirit of the holidays with SHOPPING! But now, with your credit card bills rolling in from the holidays, don’t wait to pay them off! A survey by Consumer Reports shows that 14.1 million or 6% of Americans admitted to still owe for their 2010 holiday bills. Don’t become part of that statistic! For … Continue reading Save Money & Eliminate Post-Holiday Debt – Part I

Improve Your Odds of Keeping 2012 Financial Resolutions

With the New Year just beginning, why not make it your most productive year yet! Below are a number of tips that can help you become more productive in your life and with your finances. Make a Do-Not-Do List – Instead of an average to do list, create a list that says what you will not do. It can be for the day, week, month, … Continue reading Improve Your Odds of Keeping 2012 Financial Resolutions

The US and the Top 10 Dumbest States for Financial IQ

The idea of a comfortable retirement seems far-fetched for many, but there is a way to help make that chapter of your life possible – by increasing your financial knowledge and improving your financial behavior. The Employee Benefit Research Institute in Washington, D.C. recently released a new study that shows the difference in financial literacy and behavior between states around the country.  Here is the … Continue reading The US and the Top 10 Dumbest States for Financial IQ