With the New Year just beginning, why not make it your most productive year yet! Below are a number of tips that can help you become more productive in your life and with your finances.
- Make a Do-Not-Do List – Instead of an average to do list, create a list that says what you will not do. It can be for the day, week, month, or year, but it helps you stay in line. This is a mental break from your To-Do list and can be used for your finances as well. An example would be, “do not splurge on anything without discussing it with my significant other,” or “do not purchase a special coffee today.”
- Be Specific When Setting Goals – The more specific you are about what you want to do, the more likely it is that you will stay committed. For example, saying you simply want to save money this year is vague. If you say, “I want to save an extra $50 a month,” that is a clear and obtainable goal.
- Organize Your Days by a Theme – This is an idea to help you stay focused and organized each workday. When it comes to your finances, pick a day such a Monday, to pay your bills. On Tuesdays, balance your checkbook, and so on. Be creative and leave a few days with no plans to be spontaneous!
- Write Down Your Wins – Whether they are big or small, write down your accomplishments for the day or week. If you have been working hard for a raise, write down the detailed facts to help you make your case when the time comes. Keep these handy in your smart phone, Excel worksheet, or plain notebook. It will keep you motivated throughout the year!
Do you have any other tips to keep you motivated this year? We would love to hear them!