As the first month in 2012 is coming to a close, how are your finances looking after the 2011 holiday season? Are you making a conscious effort to pay back that debt? To finish up our series on how you can save to reduce your debt, try out these few tips to get back into gear!
- Pass on extended warranties. When offered an extended warranty on a purchase, remember to take into consideration how much the product is actually worth. A $139 2-year extension on a $320 product is probably not worth it. Warranties are insurance and it’s rare that you may want to ensure on such a small amount.
- Get your books and DVDs from the library. If you are looking to read a new book or watch a movie, try and rent it from the library before paying for it. Many libraries are starting the DVD service so check to see if your closest library is jumping on this trend! Also, most libraries allow you to reserve your books or DVDs online from their catalog so renting can be quick and easy!
Also, remember Valentine’s Day is coming up! Plan ahead and order some flowers for your sweetie online from companies such as 1-800 Flowers, ProFlowers, FTD. Use your Google skills and find some online coupons to use during your checkout. For instance, 1-800 Flowers is offering 15% off any flower arrangement with the code SEM15.
Have any other suggestions about paying back holiday debt or saving money during Valentine’s Day? Comment below. We’d love to hear from you!