post-disaster scams

Avoiding post-disaster scams and scammers

Unfortunately, disasters can be opportunities for many scam artists. They come out to prey on those who are interested in helping victims of such disasters – or worse, they prey on the storm victims directly. Hurricane Sandy might be another chance for scammers at work. We strongly encourage everyone to be aware and use these tips below from Better Business Bureau (BBB). If you are … Continue reading Avoiding post-disaster scams and scammers

Start early to save on holiday shopping

Start early and save on holiday shopping

Last week we shared some resources to help you save on Halloween shopping (you might still be able to utilize them for the any last-minute Halloween preparations today!) Out of the Halloween context, many of these resources are still useful for the upcoming year-end holidays – Thanksgiving, Christmas and New Year’s. What will work? Utilizing technology to compare prices and search for deals, as well … Continue reading Start early and save on holiday shopping

Halloween shopping, Halloween saving, Halloween costume

Saving while shopping for Halloween: A checklist

The hollow holiday is right around the corner, and with themed costumes, candies and decorations shopping to do within a short time period, expenses can stack up. Still, if you have spirit for spooks (we know for certain the little ones in your family do!), you can still celebrate and save. Here are some resources to look into: Your own closet, or attic – See … Continue reading Saving while shopping for Halloween: A checklist

To Bank or Not to Bank: That is the Question

According to the Washington Post, a recent FDIC report finds that up to one third of Americans are unbanked (without any bank accounts) or underbanked (have a bank account but do not use bank services like credit cards). This means up to 50 million adults and households nationwide are not participating in the banking system, and thus not building their credit score. Instead, one fourth … Continue reading To Bank or Not to Bank: That is the Question

Saving for retirement when you are young

In today’s economy, it is not uncommon for young people to live paycheck-to-paycheck.Scrambling every month to make rent and car payments, many find it hard to think forward 40 years about retiring, much less saving for retirement. There is never an “easy” time to start saving, but it gets easier on you if you start early. Although understandable, putting off saving for retirement is one … Continue reading Saving for retirement when you are young

retirement, retirement planning, saving for retirement

Two costly misconceptions in retirement planning

Planning and saving for retirement are among the most important aspects of personal finance. After working hard for the majority of adult life, most look forward to winding down and enjoying a comfortable lifestyle during retirement. While more people are aware of the importance of saving ahead for your retirement, there are still two general mistakes that can be costly down the road: 1. Not … Continue reading Two costly misconceptions in retirement planning