Capital One QuicksilverOne Rewards
If you have average credit, this card is great because it provides no fees, no hassle and high rewards. Offering a flat 1.5% cash back on all purchases, the card saves you from having to deal with bonus categories, caps, and. The QuicksilverOne also offers a signup bonus of $100 when you spend $500 in the first three months. Best of all, it has no foreign transaction fee and a low annual fee of $39, so international travelers can save big. If big bonus categories don’t suit your needs but you still like the cash back feature, this card’s a great catchall.
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Citi Dividend Platinum Select Visa Card
With this card you can also earn $100 cash back after $500 in purchases within the first 3 months of opening an account. A different offer here is you’ll receive 5% cash back on popular categories that change every quarter. For example, right now there’s 5% cash back on purchases at multiple car rental agencies, movie theaters and amusement parks until October 1, 2013. All other purchases you will earn 1% cash back. Lastly, there’s no annual fee, but the main downside to this card is there is a $300 limit on annual rewards.
This offer is perfect for people with good credit history (which meaning, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts). Like the other cards, you can earn $100 bonus cash back after you make $500 in purchases in your first 3 months from opening the account. This card, similar to the Citi card, offers bonus rewards as well. Every quarter you’ll have 5% cash back at places such as gas stations, restaurants, Amazon.com (unlimited 1% cash back on all other purchases). For example, you will receive 5% cash back on up to $1,500 spent between October 1, 2013 and December 31, 2013 at Amazon.com and select department stores. With this card, there is no annual fee and the rewards never expire.
Overall, any of these cards would be a great choice for a consumer looking for perks. Research is very important before choosing a credit card, so don’t hesitate to ask us for more information regarding these cards, or any others you might be looking into!