If your car broke down today, would you have the funds to get it fixed quickly? If you couldn’t, you are not alone. In a recent survey conducted by the Federal Reserve, 47 percent of respondents stated that they would not be able to come up with $400 in the case of an emergency unless they borrowed or sold their belongings. As of 2016, 66 million Americans … Continue reading Paying Yourself First
Memorial Day is Monday, May 29, and so is the unofficial start to the summer season. As everyone heads out to enjoy the day, retailers are having major sales and discounts in the hopes to bring business in for the slower month. These sales provide a serious opportunity to snag awesome deals for you though, you just need to know where to look. Check out our … Continue reading Your Guide to Memorial Day Shopping
It may seem like a challenge to improve the financial literacy levels among millennials, but we have the perfect tips to get you started. Everything we discussed in part one can easily be taken care of with a little follow up. Economize Once you get your first real job and go out on your own, it is tempting to feel the excitement of spending all … Continue reading Millennials Part 2:Tips and Tools for a Better Financial Future
Millennials comprise the generation of individuals born between the early ’80s and early 2000s. This group of individuals grew up with the internet and is comfortable with technology. Millennials are considered to be more/better educated than their predecessors, more ethnically diverse, and more economically active. Yet they are faced with great roadblocks like student debt and the economic uncertainty. As a generation carrying new personal … Continue reading Millennials Part 1: Their Financial Difference
Although sales for the consumer usually mean savings, for retail shops and businesses they are simply tactics to boost purchases. For this reason, not all sales are created equal – for some you might not get an actual bargain or worse, end up paying more. To avoid this, here are some signs to look twice at a “sale”: BIG, BOLD, “Sale” Sign– This is pure … Continue reading Not all Sales are Created Equally
Your college ID should be one of your most valued object while you go through college. It’s not only an emblem and access pass for while you’re on campus, but it’s also a way to get discounts and free admission into events. While it may be true that college students don’t make much money, retailers still view you as one of the most coveted demographics. To get … Continue reading Why You Should be Flashing Your Student I.D.
It’s important to help your children establish good money habits at an early age; and who better to teach your children about good money habits than you? As their parent you can start by teaching them what money is and the financial values YOU uphold. Talk to them about money as casually as you would about brushing teeth or washing hands. The goal for now is … Continue reading Raising Financially Aware Kids