Just because you’re in college and on a budget, doesn’t mean you can’t take a vacation. College is the time to make memories, it’s the time to set out and explore the world around you. While tuition, living expenses, and textbook prices are going up each year it may seem impossible that you’ll ever be able to afford a vacation while in college but there … Continue reading In College? Need a Vacation that Won’t Break Your Bank?
It may seem like a challenge to improve the financial literacy levels among millennials, but we have the perfect tips to get you started. Everything we discussed in part one can easily be taken care of with a little follow up. Economize Once you get your first real job and go out on your own, it is tempting to feel the excitement of spending all … Continue reading Millennials Part 2:Tips and Tools for a Better Financial Future
Millennials comprise the generation of individuals born between the early ’80s and early 2000s. This group of individuals grew up with the internet and is comfortable with technology. Millennials are considered to be more/better educated than their predecessors, more ethnically diverse, and more economically active. Yet they are faced with great roadblocks like student debt and the economic uncertainty. As a generation carrying new personal … Continue reading Millennials Part 1: Their Financial Difference
Although sales for the consumer usually mean savings, for retail shops and businesses they are simply tactics to boost purchases. For this reason, not all sales are created equal – for some you might not get an actual bargain or worse, end up paying more. To avoid this, here are some signs to look twice at a “sale”: BIG, BOLD, “Sale” Sign– This is pure … Continue reading Not all Sales are Created Equally
Your college ID should be one of your most valued object while you go through college. It’s not only an emblem and access pass for while you’re on campus, but it’s also a way to get discounts and free admission into events. While it may be true that college students don’t make much money, retailers still view you as one of the most coveted demographics. To get … Continue reading Why You Should be Flashing Your Student I.D.
It’s important to help your children establish good money habits at an early age; and who better to teach your children about good money habits than you? As their parent you can start by teaching them what money is and the financial values YOU uphold. Talk to them about money as casually as you would about brushing teeth or washing hands. The goal for now is … Continue reading Raising Financially Aware Kids
On a budget for this Valentine’s Day? Here are same ideas on how to have a special day without breaking the bank, or someone’s heart. Continue reading Make Valentine’s Day Special…even on a Budget
Everyone has bad habits, but not everyone realizes how much their bad habits are costing them. Here is a list of the most common bad habits that can break your bank. Coffee Americans spend an average of $21.32 per week on brewed beverages at coffee shops. With a midsize latte going for $3.65 at Starbucks and $3. 19 at Dunkin Donuts; investing in a coffee maker for … Continue reading Bad Habits That Can Break The Bank
We will be continuing our series on the effects of financial stress and why you should take care of it as soon as possible. If you missed the first part in our series, “Why You Should Deal With Your Financial Stress Now, then please read it before continuing! https://moneytoolsforlife.wordpress.com/2016/04/07/why-you-should-deal-with-your-financial-stress-now/ Alright, you know you’re stressed and you’ve read our article on how to deal with that … Continue reading The Vicious Cycle of Financial Stress
It’s striking that one in three Americans claim to keep a monthly budget but most people don’t know how much they spend on a single day. Now, some of us use mobile apps for budgeting, but for those who don’t, how much do you think you spend? Let’s go through a day in an average person’s shoes. Continue reading On an Average Day, What Do You Spend Money On?