It’s striking that one in three Americans claim to keep a monthly budget but most people don’t know how much they spend on a single day. Now, some of us use mobile apps for budgeting, but for those who don’t, how much do you think you spend? Let’s go through a day in an average person’s shoes. Continue reading On an Average Day, What Do You Spend Money On?
One of the biggest moderators of our stress during the holidays is our finances. For good reason. We’ve compiled a guide of tips and tricks for you to apply to lessen the blow. Continue reading Twelve Ways to Save Through the Holidays
A decade ago, the term Cyber Monday was conceived by the National Retail Federation to bolster sales even after the Thanksgiving weekend, and to create an online shopping equivalent to Black Friday. They implemented their concept by partnering with the media to couple the catchy phrase Cyber Monday with sales and promotions advertisements. Since then, it’s taken off. Last year, $2.68 billion were spent on Cyber Monday. That’s well … Continue reading Mistakes Exploited by Cyber Criminals on Cyber Monday: Part I
Concluding our three part series on The Best Credit Card for You, we will be discussing the Best Credit Cards based off of Rewards! Capital One QuicksilverOne Rewards If you have average credit, this card is great because it provides no fees, no hassle and high rewards. Offering a flat 1.5% cash back on all purchases, the card saves you from having to deal with … Continue reading The Best Credit Card for You: Part 3
There are many types of credit cards, and finding the best one for you depends completely on your lifestyle. So to give the best options for everyone’s lifestyle, we’re starting a series of posts to give advice on choosing the best credit card that fits you. Now credit cards can certainly be ranked by a vague list of all the offers presented, but the relative … Continue reading The Best Credit Card for YOU: Part 1
“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% have put off buying cars, and 29% have postponed home … Continue reading Don’t Let Student Loan Debt Delay You from Buying a House
Guess what…studies show that NOBODY has money saved for a rainy day. Even those making the big bucks would be in big trouble if they were to hit a financial snag – a broken down car, a period of unemployment, etc. Truth is, unexpected expenses (often emergencies) are a lead reason people end up with debt. If they do not have the money stashed away, the … Continue reading Rainy Day Savings…Anyone?