It’s striking that one in three Americans claim to keep a monthly budget but most people don’t know how much they spend on a single day. Now, some of us use mobile apps for budgeting, but for those who don’t, how much do you think you spend? Let’s go through a day in an average person’s shoes. Continue reading On an Average Day, What Do You Spend Money On?
One of the biggest moderators of our stress during the holidays is our finances. For good reason. We’ve compiled a guide of tips and tricks for you to apply to lessen the blow. Continue reading Twelve Ways to Save Through the Holidays
A decade ago, the term Cyber Monday was conceived by the National Retail Federation to bolster sales even after the Thanksgiving weekend, and to create an online shopping equivalent to Black Friday. They implemented their concept by partnering with the media to couple the catchy phrase Cyber Monday with sales and promotions advertisements. Since then, it’s taken off. Last year, $2.68 billion were spent on Cyber Monday. That’s well … Continue reading Mistakes Exploited by Cyber Criminals on Cyber Monday: Part I
Concluding our three part series on The Best Credit Card for You, we will be discussing the Best Credit Cards based off of Rewards! Capital One QuicksilverOne Rewards If you have average credit, this card is great because it provides no fees, no hassle and high rewards. Offering a flat 1.5% cash back on all purchases, the card saves you from having to deal with … Continue reading The Best Credit Card for You: Part 3
There are many types of credit cards, and finding the best one for you depends completely on your lifestyle. So to give the best options for everyone’s lifestyle, we’re starting a series of posts to give advice on choosing the best credit card that fits you. Now credit cards can certainly be ranked by a vague list of all the offers presented, but the relative … Continue reading The Best Credit Card for YOU: Part 1
“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% have put off buying cars, and 29% have postponed home … Continue reading Don’t Let Student Loan Debt Delay You from Buying a House
Guess what…studies show that NOBODY has money saved for a rainy day. Even those making the big bucks would be in big trouble if they were to hit a financial snag – a broken down car, a period of unemployment, etc. Truth is, unexpected expenses (often emergencies) are a lead reason people end up with debt. If they do not have the money stashed away, the … Continue reading Rainy Day Savings…Anyone?
The most exciting time is here – you are about to start college! You will get to manage your own schedule, and very importantly, your own money. It can be a learning curve – so let us help you with the first steps! Take these tips with you when you start college in these coming weeks: About credit – Your credit behavior now can make … Continue reading 7 Money Lessons For College Freshmen
No matter your age, occupation, or status, it is important to know about credit cards and the effects they can have on your finances. Yes, credit cards are convenient with their “buy now – pay later” incentive, but without careful use they could spiral you into debt! According to an article from Fox Business, there are six important lessons you should learn before obtaining your … Continue reading Six Important Lessons to Know About Credit
Are you in student loan debt? You’re not alone. The average college loan owed by the class of 2010 was up to $25,250 by the end of 2011. On a positive note however, on average, the credit card balances have dropped to $811, from a record of $3,173 in 2009. The percentage of students owning credit cards has also decreased from 84% to 40% within … Continue reading Credit Card Use Declines Among Students