These Apps a Day Keep That Debt Away

Budgeting Moneyhub– Bring your money to life with the ultimate money management app Money Dashboard–Money Dashboard helps you save money, budget more effectively, and make better financial decisions. Use it to keep track of your spending across your current, credit card and savings accounts, no matter who you bank with, and start making daily savings by understanding where all your money goes each month BillTracker–From the … Continue reading These Apps a Day Keep That Debt Away

Don’t Let Student Loan Debt Delay You from Buying a House

“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% have put off buying cars, and 29% have postponed home … Continue reading Don’t Let Student Loan Debt Delay You from Buying a House

College Graduates – Pay Attention!

The class of 2012 will graduate with more than two-thirds of students in debt of an average of $25,000 in student loans! According to a recent article by the Wall Street Journal, this student loan debt is in addition to the average of $4,000 in credit card debt. Whether you have a job lined up or not, it is your job to: Establish a plan … Continue reading College Graduates – Pay Attention!

Holiday Payback – Part 3

As the first month in 2012 is coming to a close, how are your finances looking after the 2011 holiday season? Are you making a conscious effort to pay back that debt? To finish up our series on how you can save to reduce your debt, try out these few tips to get back into gear! Pass on extended warranties. When offered an extended warranty … Continue reading Holiday Payback – Part 3

Save Money & Eliminate Post-Holiday Debt – Part I

In December, many people loosened their spending reigns and jumped into the spirit of the holidays with SHOPPING! But now, with your credit card bills rolling in from the holidays, don’t wait to pay them off! A survey by Consumer Reports shows that 14.1 million or 6% of Americans admitted to still owe for their 2010 holiday bills. Don’t become part of that statistic! For … Continue reading Save Money & Eliminate Post-Holiday Debt – Part I

How To Avoid Post Holiday Debt

According to recent studies, the average American household has over $15,000 in debt. The best way to do your holiday shopping this season is to avoid accumulating debt in the first place. Since Christmas is less than two weeks away, it is important to still follow a few tips when doing your last minute shopping. Write down your budget. If you write down how much … Continue reading How To Avoid Post Holiday Debt

Four Times When You Shouldn’t Pay with Plastic

We’ve grown accustomed to using our credit cards for almost everything – gas, travel, shopping, etc.  But a recent article by MSN Money tells card holders they should use caution when making certain purchases to avoid credit card trouble. Here are four times when you should steer clear or use caution when using plastic: When you are financing your start-up enterprise – Although some advisors … Continue reading Four Times When You Shouldn’t Pay with Plastic

Five Ways to Ruin Your Financial Life

Many of times we don’t consider the everyday aspects of life and how they may impact our finances. There are major mistakes that people make all the time that jeopardize their financial careers. Here are five mistakes that are easily avoidable: Excessive spending and debt – Many people use credit cards to pay for items they cannot really afford. Most of the time, people don’t … Continue reading Five Ways to Ruin Your Financial Life

How You Should Pay Off Your Student Loan

We realize that this is a long post, but for anyone struggling with student loan debt, it is worth the read. For recent graduates, the stress of paying off a student loan can become nerve-wracking. As we mentioned in last week’s post, some student loans are interest-free for the first six months. If your income can allow you to do so, then paying them off … Continue reading How You Should Pay Off Your Student Loan