A scary statistic has been recently released by the Urban Institute after they studied and analyzed the credit files of 7 million Americans; more than one third of Americans have debt in collections. Having debt in collections means that the debt an individual owes is so far past due that the account has been closed, placed in collections, and reported to the credit bureau. What … Continue reading What Debt Delinquency Could Mean For You
The summer fitness craze is in full swing. Whether you’re trying to keep up your beach body, or maybe just wanting to wow classmates in the fall, classes, active wear, and equipment can get very pricey very quickly. Follow these simple tips to keep your wallet as healthy as you are. Look out for free classes offered by sporting goods and athletic clothing stores. Many … Continue reading Saving on Summer Fitness Trends
August is coming up fast. Are you ready for the new school year? Whether you’re a college student buying textbooks and sweatpants for class or a parent shopping for your children, there are many ways to save on this year’s back-to-school list. Here are some steps you can take to get the most out of your shopping experience. Take inventory of what you already have. … Continue reading Back to School Saving
Monday, July 21st is National Get Out of the Doghouse Day and while you may not be in trouble with your boyfriend or girlfriend, your checkbook may not be too happy with you. Studies conducted by Brown University show that life choices are contagious, and that includes unhealthy financial habits. Compiled are some tips for ending those bad habits and forming better ones to replace … Continue reading National Get Out of the Doghouse Day
There is a common misconception that investing is only for people who have plenty of extra money lying around. But unlike many large purchases, investing requires no hefty down payment and it will have huge benefits for you in the future. Pay yourself first. We have all heard it but how often do you actually live by this rule? It doesn’t have to be painful … Continue reading Investing on a Budget
Picnics are a classic summertime source of entertainment and June 18th is all about celebrating them. While you might have plenty of food at your picnic, you could be left feeling empty handed if you break the bank to prepare for the meal. Here are a few tips that will keep both your guests and your wallet happy at your next picnic. Use your everyday … Continue reading Gear Up for National Picnic Day: Save Big While Still Being the Hostess with the Mostess
June is National Pet Preparedness month and as we all know the expenses of owning a pet add up quickly. Keep your pet budget on the right path with these money saving tips. Look for pet food and treats online. All online pet stores and even many online grocery stores sell pet food. They offer tons of brands for all types of diets and many … Continue reading How are You Saving for National Pet Preparedness Month?