With 2013 coming to a close, many people are looking toward a healthier and more frugal 2014. In fact, two of the most popular New Year’s resolutions year after year are to become a healthier individual and to improve one’s finances. Health and wealth can go hand in hand. Studies show that healthier individuals miss work less and also are more productive on the job, … Continue reading New Years Resolutions: Health and Wealth
“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% have put off buying cars, and 29% have postponed home … Continue reading Don’t Let Student Loan Debt Delay You from Buying a House
If you look up summer savings ideas, most tips are NOT directed at those of us who live in the south. They suggest that you take actions such as “turn off you’re a/c” and “dry your clothes outside”. For many of us (especially those in the deep south), these tips are absurd! If you turn off you’re a/c, not only will you be at risk … Continue reading Summer Savings
Guess what…studies show that NOBODY has money saved for a rainy day. Even those making the big bucks would be in big trouble if they were to hit a financial snag – a broken down car, a period of unemployment, etc. Truth is, unexpected expenses (often emergencies) are a lead reason people end up with debt. If they do not have the money stashed away, the … Continue reading Rainy Day Savings…Anyone?
Food savings don’t always come from coupons. Sometimes you can save on groceries simply by looking through your pantry and freezer first. Working with what you already have, you can skip a trip to the groceries store and make sure your spent dollars on food don’t go to waste. February is an ideal time for an “inventory” of your pantry and freezer. Foods stored in … Continue reading Food savings from your pantry and fridge
Last week, we discussed the steps new college graduates can take during their “boomerang move” home for the most financial benefits, not only for themselves but also for their parents. Parents: That’s right – having your adult child back in your home can be a financial gain, unlikely as it sounds. At first glance, it seems like even after a college education that comes with … Continue reading The Post-graduation Boomerang, part 2: Tips for Welcoming Your Graduates Back Home
Over the recent years, we often hear about “the boomerang generation,” or the increasing number of young adults who briefly move out only to “boomerang” back to living with their parents. A 2011 survey by the Pew Research Center shows this is a social trend on the steady incline, with more than half (53%) of the 18-to-24-year-old population, mainly recent college graduates, currently living at … Continue reading The Post-graduation Boomerang: Tips for Moving Back In with Mom and Dad