These Apps a Day Keep That Debt Away

Budgeting Moneyhub– Bring your money to life with the ultimate money management app Money Dashboard–Money Dashboard helps you save money, budget more effectively, and make better financial decisions. Use it to keep track of your spending across your current, credit card and savings accounts, no matter who you bank with, and start making daily savings by understanding where all your money goes each month BillTracker–From the … Continue reading These Apps a Day Keep That Debt Away

Back to School Saving

August is coming up fast.  Are you ready for the new school year?  Whether you’re a college student buying textbooks and sweatpants for class or a parent shopping for your children, there are many ways to save on this year’s back-to-school list.  Here are some steps you can take to get the most out of your shopping experience. Take inventory of what you already have.  … Continue reading Back to School Saving

Touchers Beware: The Truth Behind Shopping on a Tablet

This year, more than any year prior, touch devices are accounting for more online sales.  It turns out that there is more to this than just convenience of mobility.  New research out of Boston College found that consumers are purchasing more on these devices because the action of touching the screen gives them a higher affinity for the product and, in turn, is translating into … Continue reading Touchers Beware: The Truth Behind Shopping on a Tablet

Saving for Tomorrow, Tomorrow

Ted Talks are videos posted every week from people who want to share their passion. This video is from Shlomo Benartzi who uses behavioral economics to study how and why we plan well for the future (or fail to), and uses that to develop new programs to encourage saving for retirement. Here are his thoughts about retirement and how we can all plan for our … Continue reading Saving for Tomorrow, Tomorrow

6 Tips to Conquering Cyber Monday

Thanksgiving dinner is a distant memory and the smoke has cleared from the chaos of Black Friday. But today the shopping continues, with “Cyber Monday” in full swing. In 2005, the term “Cyber Monday” began and has grown to become a global phenomenon, with retailers in multiple countries using the phrase to drive sales. Research from comScore puts Cyber Monday sales at $610 million in … Continue reading 6 Tips to Conquering Cyber Monday

A+ Back-to-School Shopping Tips

August is the unofficial start of the back-to-school shopping frenzy. To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Hold off buying trendier gear. Items like lunch boxes and pencil holders follow different trends every season. Kids may love a … Continue reading A+ Back-to-School Shopping Tips

Gifting guide for the holidays

The month of December entails extensive shopping for holiday gifts, decorations and not to mention those once-a-year deals that altogether can take much effort and planning. If you could use some help with year-end holiday shopping, here are a few general guidelines: Buy earlier: Champagne – For this festive drink, deals are sweeter closer to the beginning of December, or further away from Christmas Day … Continue reading Gifting guide for the holidays

Buying Used Is Not Always Better

At EDSA, we are all about saving. Many consumers follow the same motto by buying used or secondhand products from online sites like eBay and thrift stores like Goodwill or even independent local shops. While we celebrate this trend for the savings it brings, buying used does not always make sense. For certain items, the initial savings does not measure up to the eventual trade-off … Continue reading Buying Used Is Not Always Better

Four Times When You Shouldn’t Pay with Plastic

We’ve grown accustomed to using our credit cards for almost everything – gas, travel, shopping, etc.  But a recent article by MSN Money tells card holders they should use caution when making certain purchases to avoid credit card trouble. Here are four times when you should steer clear or use caution when using plastic: When you are financing your start-up enterprise – Although some advisors … Continue reading Four Times When You Shouldn’t Pay with Plastic