Do you have a rainy day fund?

This article details some of what you can expect from the Fed in September, and a lower-risk option for your money saving needs. If you don’t already have a rainy day fund, now is the time to start one. A money mutual fund is a low-risk, albeit low-reward, way of letting money accumulate for savings. This could be helpful if you find yourself in a … Continue reading Do you have a rainy day fund?

Investing on a Budget

There is a common misconception that investing is only for people who have plenty of extra money lying around.  But unlike many large purchases, investing requires no hefty down payment and it will have huge benefits for you in the future. Pay yourself first.  We have all heard it but how often do you actually live by this rule?  It doesn’t have to be painful … Continue reading Investing on a Budget